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Rich Dad Forum
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Location, Location, Location
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Asia Pacific
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Malaysia BOLEH!!
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Rank: Silver
Joined: 8/17/2003
Posts: 64
Location: Malaysia
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Understanding Credit CardsWho knew a little piece of plastic could be so complicated? Financial management experts answer all of your questions about credit cards: -- How do I handle credit cards with over the limit fees? -- What are your rights as an authorized credit card user? -- After we’ve paid off our credit cards, what’s next? -- How do I negotiate repayment if all my accounts have been closed and turned over to collection agencies? -- What should I look for in a credit card company? -- Is it okay to transfer my debt to a card with zero percent APR for a limited time? -- Why shouldn’t I close a credit card account when I pay it off? -- Where do we turn if we can’t pay the credit card minimums? -- Should I cash out my IRA to pay off my credit cards? Find out more about credit cards and debt here at Oprah.com: http://www2.oprah.com/money/debtdiet/experts/qa/debtdiet_qa_creditcards.jhtmlNote: Please read the disclaimer at the bottom of the pageSource: http://blog.cheanu.com/
Cheanu retired from employment at age 25 with passive income. Today, Cheanu is a public speaker, author, successful business entrepreneur as well as a personal development trainer. He was awarded a scholarship to pursue his ACCA course. The best-selling book “Rich Dad Poor Dad” by Robert Kiyosaki had a very great impact on Cheanu’s perception about his financial destiny—thus creating a turning point in his life. Cheanu’s vision is to help those, with or without qualifications—who are looking for more affordable and realistic ways to start their own home-based business without investing huge sums and bearing great financial risks… and financial stress.Let's connect on Facebook, Twitter, YouTube & LinkedIn via CHEANU.COM—The one and only official Cheanu.com ©
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Rank: Silver
Joined: 8/17/2003
Posts: 64
Location: Malaysia
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There will be inflation and the standard of living will go down. That’s the effect the higher fuel prices will have on the people, said Tun Dr Mahathir Mohamad. “The rakyat is already burdened by the rising cost of living. We cannot justify the increase by saying that our fuel price is still lower than Singapore,” he said.*
Almost everyone I know are discussing, angry or complaining about the recent increase in petrol price in Malaysia. People are already contemplating to get by the increasing cost of transportation by suggesting various means such as car-pooling, buying a fuel-saving car, taking public transportations, or even cycling to work. Well, I must say that these are valid moves to reduce our daily expeneses. BUT… how long can we continue doing this to keep reducing our standard of living? This is a defensive financial approach towards our personal finances.
There is another way.
Read more here: http://blog.cheanu.com/money-awareness/standard-of-living-will-be-hit-says-dr-mahathir/
Cheanu retired from employment at age 25 with passive income. Today, Cheanu is a public speaker, author, successful business entrepreneur as well as a personal development trainer. He was awarded a scholarship to pursue his ACCA course. The best-selling book “Rich Dad Poor Dad” by Robert Kiyosaki had a very great impact on Cheanu’s perception about his financial destiny—thus creating a turning point in his life. Cheanu’s vision is to help those, with or without qualifications—who are looking for more affordable and realistic ways to start their own home-based business without investing huge sums and bearing great financial risks… and financial stress.Let's connect on Facebook, Twitter, YouTube & LinkedIn via CHEANU.COM—The one and only official Cheanu.com ©
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Rank: Copper
Joined: 12/5/2007
Posts: 10
Location: Singapore
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hey... i just saw this malaysian thread. I am Eric from JB. I totally agree with the defensive financial approach. There is this story: If you put a frog in a pot of water, it will swim comfortably in the water. If we slowly warm the water, the frog will still feel comfortable, like a spa. :) Because the frog is cold blooded, so it will keep adjusting the body temperature. If we keep heating the water, the frog will keep adjusting without realising the situation. Until a certain point, the water will be too hot that the frog probably cannot survive. Same for our situation now. We are doing very passively facing the current economy situation. We always adjust our lifestyle to the economy, rice price increase, we eat potato, fuel price increase we drive less, take public transport, without really knowing what is the situation. There will be one day that we can't adjust anymore and will be like the frog. So i strongly agree that all of u should look for alternative way to get our of the situation now. Find your way out of the heating water!
Finding your way out? Take a look here! www.getyourwayout.com
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Rank: Copper
Joined: 7/25/2004
Posts: 7
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My and my friend going to have a Cashflow game this coming saturday 19th July at KL. Anyone interested?
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Rank: Paladium
Joined: 8/28/2003
Posts: 774
Location: T.Bellum
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(There will be inflation and the standard of living will go down. That’s the effect the higher fuel prices will have on the people, said Tun Dr Mahathir Mohamad. “The rakyat is already burdened by the rising cost of living. We cannot justify the increase by saying that our fuel price is still lower than Singapore,” he said.*) The world are moving faster and faster. KL plan to be a World Class City by 2020. As such ,standard and cost of living will defintely become higher. In order to match the speed of progress, Malaysia need to progress with it.Those who are complaining can just sit there and be left behind. If you are sitting on a nail and in pain , get out and move away from it , complaining will not remove your pain. That is the reason why only 20% of the people are rich , whilst the rest will blame the government , the society , the bosses or some even their parents. You yourself have your own fate in your hand , you need to move on.You don't want to continue to live in kampong. With the access to internet everyone can have the same opportunity world wide. Kuala Lumpur have very good board band , so stop gving excuses . Since you are here in RichDad forum I believe you are different from the rest who are not here. T.Bellum<Asia Pacific Region>
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Rank: Silver
Joined: 7/11/2004
Posts: 26
Location: Singapore
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Project:Senso is an entrepreneurs network and startup organization originally started from Singapore and officially launching in Malaysia on Medeka Day. To commemorate the launch of Project:Senso Malaysia and in conjunction with the Medeka Day celebrations, we have decided to make this very first CashFlow 101 game session free for those who are interested to learn and participate. Free lessons for the CashFlow 101 board game are hard to come by! Don't miss this chance to network with fellow entrepreneurs and like-minded individuals who are interested to improve their financial literacy in a relaxed setting. The details of the event below: Date: 31 August 2008, Sunday (NATIONAL DAY) Time: 1pm - 5pm Venue: Starbucks Coffee (upper floor), Berjaya Times Square Fee: Free So, what are you waiting for? Free up your Sunday to make this a day that will change the rest of your life. Not only will you learn how to get out of the rat race, you might make useful business contacts at the same time. REMEMBER!! Places are limited to the first 18 people ONLY! ADDITIONALLY, NO MLMers or Ponzi-ers will be allowed in, thank you! To reserve your seats, please email events.my@projectsenso.com with your name and contact number. Feel free to bring your friends. Project:Senso Malaysia is calling for volunteers who can contribute their time and efforts to participate in this growing organization to learn more about being an entrepreneur or to support future entrepreneurs in Malaysia. About Project:Senso LtdProject:Senso Ltd was started in Singapore on the 9th of August 2003 and was officially incorporated as a non-profit Company Limited by Guarantee in August 2006. As one of Singapore's first grassroots entrepreneur organization, Project:Senso Ltd is a melting pot for both aspiring and experienced entrepreneurs, academics and professionals in the Asia Pacific region. To be officially launched on 31 August 2008 in Malaysia, Project:Senso Malaysia aims to further its mission of encouraging entrepreneurs and aspirants to volunteer of their talents by contributing to society in the areas of social and conventional enterprise via mentorship and sponsorship. The Project:Senso Ltd website is located at www.projectsenso.com
Executive Director of Azione Capital Pte Ltd
Providing seed capital & incubation for Asian startups A volunteer of Project:Senso Ltd
Asia' s Business Community
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Rank: Silver
Joined: 8/17/2003
Posts: 64
Location: Malaysia
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In one of the hottest issues of Personal Money (The Edge Magazine on Managing Your Finance), editor Celine Tan’s cover feature shows that there are practical ways to build up income streams so that you won’t always have to trade your time for money. This cover story features 6 ways to create Passive Income Streams and how to make money while you sleep. You can read the full article here: http://bit.ly/d4zDca
Cheanu retired from employment at age 25 with passive income. Today, Cheanu is a public speaker, author, successful business entrepreneur as well as a personal development trainer. He was awarded a scholarship to pursue his ACCA course. The best-selling book “Rich Dad Poor Dad” by Robert Kiyosaki had a very great impact on Cheanu’s perception about his financial destiny—thus creating a turning point in his life. Cheanu’s vision is to help those, with or without qualifications—who are looking for more affordable and realistic ways to start their own home-based business without investing huge sums and bearing great financial risks… and financial stress.Let's connect on Facebook, Twitter, YouTube & LinkedIn via CHEANU.COM—The one and only official Cheanu.com ©
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Rank: Silver
Joined: 12/2/2003
Posts: 29
Location: Malaysia
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Hi everyone, I'm David Geh from KL! Haven't been here in a while! (I realize I've been registered since 2003) Haha... Anyways, nice to meet everyone! I'm a Real Estate Negotiator since 2008 specializing in residential properties in KL and PJ. 
Real Estate Negotiator in Kuala Lumpur, Malaysia at your service!
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