What Financial Education Topics Do You Want to Talk About?

hi,robert. i apologize for my speling,im from Sweden .i like what you are doing. Buy i would like to know what happens to bank moraged when it will be hyper inflation. the money you borrow will be the same ,but intrest go up , or what

Hi Robert. i'm from Chile and i would like to know what do you think will happen with the price of Cooper, Silver and Gold. My dad is a minning Bussinesman(almost everything what he produces is Cooper, but also silver and gold.) And he can get paid his production of gold in Dollars or phisic Gold…what do you think he should do?

Robert: I cannot but THANKYOU for all yor hard work and interest in financially educating the whole world. I´m from Colombia (South America) and my life has had a great positive change due to your teachings. Right now I dedicate at least 10 hours per week to keep up with the financial news all around the world. I do certainly view your webpage at least once every day, I also look at all the articles posted in goldsilver.com and goldmoney.com. I follow too Peter Schiff. What other sources of information do you suggest I could follow? As you know, there is too much information, so it is very important to look at the right information. Thanks a lot for all the hard work, you have changed the lifes of many people around me - FOR GOOD.

hi, I'm from Cape Town, South Africa. Read in your book " Conspiracy of the Rich" of how magnificant you found my home town, glad you liked. Anyway my qeustion is what is my best move at my age of 25? I have recently bought a second hand car for cheap and will pay it off within two years. Should I invest in buying a house and getting a roomate to live in it with me to help pay for it. Or double up and buy two apartments? Share one and rent out the other? I am an entrepreneur, I make good money but it is not a constant flow, so my qeustion is should I try and create an income from passive income? Thx PS: I don't know when last you visited our country but we have survived the finansial crisis so far. Our currency has doubled in strength and I used to want to get a US greencard but now I truly see vast oppertunities in Africa, and especially South Africa. You tought me to go where the cash flows, and Cape Town is doing well. I have only read two of your books, and I am do glad I went to that booksale and found your work.

I have been wanting to contact you, actually, about giving back. Since technically this is a blog about anything to do with financial education, I feel that this is a suitable place to comment. When we lose ourselves in helping others, you have even said, that is how we find our own financial solutions. Although, fortunately, thanks to you, we haven't any problems at the moment, since we have been working our way through your processes for several years, and we feel prepared no matter what is going on in the economy. That is why I comment here. My desire is to share this knowledge with others. My husband and I have been students of yours for about 6 years. We actually met in person at the "Predict the Future" event. You had us speak for a brief moment at the end about Rich Dad Coaching. With all the resources you have made available, we were able to completely change our lives, and you have given us something priceless--freedom. We believe the same way you do...going after a bigger cause...not money. We would like your opinion and even feedback on possibly utilizing the CashFlow Club as a platform for our goal. Our goal is to start a non-profit organization that will fund education to others who have ambition, determination and the desire to further their education, but may not have the financial means to do so. Our intention is to help provide an education for more innovators who will create inventions for progress in the world; entrepreneurs, who will start businesses and create more jobs; people like my husband and I who want to hold themselves accountable and acquire a true financial education so that they can prepare themselves for their own futures; and others, who want to provide a service to their communities,i.e. doctors, lawyers, childcare providers, etc. Basically, our desire is to carry your torch to our community by starting a Cashflow Club ran by this non-profit organization. Our mission: "To enlighten minds with a true financial education for those who recognize we are accountable for ourselves and who desire to become financially free." We intend on allowing anyone to attend the meetings for free, but also accepting donations for the non-profit organization. Please let me know, for better or worse, if this is acceptable to you. Thanks for all you, Kim, and the Rich Dad Team have done and continue to do. ~Respectfully, Lisa Rougeau

Hi Robert, First off, thank you for writing the Rich Dad, Poor Dad series. The advice therein led me to put my savings into silver back at $20 an ounce and we all know how that's gone. I owe you and Mike Maloney big time for that. My question now is this. I've read in Rich Dad books and elsewhere that a reliable investment strategy is to compare the relative values of various commodities against each other over time to find what is currently under- or overvalued (e.g. compare oil to houses, gold to shares of the Dow, tons of grain to ounces of silver, etc...) instead of just looking at everything in dollars. Sound advice, I think, but where do I go to get this information? Anywhere I can find commodity info online it's in dollars, covers a short time span, and usually not in a spreadsheet format that I could use to derive those comparisons I'm looking for. If you know where I can easily make such comparisons online, or at least get the raw data, I'd really appreciate it. Thank you!

Hi Robert. What it is financial education? Steps to get a financial education. Basis of a financial education. When you speak about financial education, it looks to me so big area that really don't know what it is. Which are the basis, and wich specializations. Thanks and you are doing a Good Job !

Hello, I am from Bulgaria and my husband and I have read most of your books and are really thankful for all those usefull advises and ideas that you share so gladly. I will be happy if from time to time you post articles about how the whole rich dad idea is working in not so developed countries like the US - especially the ones that have been in the communist regime for so long that will take decades to change people's mind, the government, the law, etc. This will be really great! Thank you!

Hi Robert! Tnks for this opportunity and I'm sorry for my bad english, I'm from Italy.. The question is... how I can valuate the good nation and the good Location to invest in foreclosure? In italy invest in rent real estate is very bad because the law is full of bulsh.t but i want to go in USA...can you help me? TNKS a lot!

My question is concerning direction. I own two properties in which I will incorporate under both as seperate LLC's. My main concern is protection. Nevada has incurred changes over disclosure, since I've read Guide to Investing and Real Estate Riches. I looked into Wyoming as well, but I am unsure of where I should incorporate my properties or does it matter anymore? One property is in Illinois and one is in Maryland... I appreciate any guidance on this topic.

Dear Robert, This is my first comment and is really important to me as i am currently in the last stage of making a decision...I own a house with no liabilities worth Rs 1 crore...I am confused wheather to sell it and move to a cheaper area and invest rest of the money in business or take a home loan from the bank against my house...The fear with the home loan would be th einterest rate and plus me not having a job at the moment...Please suggest...Looking forward to join your coaching soon...Thanking You,Mehul.Jamindar

Dear Robert. A month ago I thought I was 48 years 2 months old. Today I feel more like 9 years and 1 month old. (just starting my real financial education) In the last month I have read several Rich dad books. I am continuing my reading so that I can ask reasonable questions, and hopefully understand the answers. When looking at the asset protection aspect of starting into the business of buying houses for rental property; How do you put your money into the LLC so that you have funds to buy the first house? Or is that the wrong path to start on? Any advice, instruction or hints will be greatly appreciated. Gregg

I robert! you are my mentor! thank´s thnk´s!

Hi Rch Mentor! i am Aick an Accountant and i am so excited to be a rich dad community member..just signed up few minutes ago....you will hear from me soon..BEST REGARDS

Hi Rch Mentor! i am Aick an Accountant and i am so excited to be a rich dad community member..just signed up few minutes ago....you will hear from me soon..BEST REGARDS

Hi robert, Thank you so much for even considering answering my question. First question, I live in the Seattle WA area and would like to know what is the best strategy for real estate investing in this market, wether it be whole saleing, lease-option,foreclosure, condo ect ect. (I have good credit but not much in capital). Second question, in the country which market (city and state) would be best to buy cheap homes and convert to retirement homes. Thank so much for your valuable time. sincerely, Frank 24 yrs old

Hi Robert, thank you for inspiring many people. I would like to read about how one can pursue one's passion and earning money in this difficult time. Many leaders and coaches and counsellor say that you need to follow your passion in order to live a happy fulfilled life. There are so many people who wished to do other things than their current job, if only they had more money. So I am interested in pursuing both- financial success and peace of mind. Thank you again for being an inspiration for us.

How about recovery strategies when you realize you are going to lose your house either by foreclosure or short sale?

Hola Robert, soy de Argentina y te quiero contar que empeze a leer tus obras cuando descubri "La conspiracion de los ricos" lo que me motivo a seguir investigando a cerca de tus opiniones. Las cuales me hicieron sentir identificado en muchas ocasiones. Te quiero contar que tengo 37 años y que siempre tuve la idea de ser empresario y vivir de lo que me gusta que es la publicidad. De hecho me capacito a diario para lograr ser el mejor. Pero en lo financiero no me fue muy bien y actualmente estoy bastante endeudado. A partir de leer tu libro comencé por organizar mis finanzas para mejorar mis rendimientos. Trato de seguir tus concejos y logro en muchos casos mis objetivos. Hubiera sido espectacular para mi contar con un Padre Rico. Muchas gracias.

Perdón, en este momento estoy leyendo tu libro "Incrementa tu IQ Financiero" y pienso seguir con este habito, ya que tuve la posibilidad de observar muchos y buenos cambios en mi vida.

I think showing an avenue that parents can teach financial education to their children would be a good topic! Children are the future.

Got hooked on your books....went to a few seminars....and get this: bought your game (practically new) from a Goodwill store in Redlands, CA -- for $7. I told the folks how much the game was retail....but they insisted it wasn't worth that much to them -- SCORE! :) YOUR BLOG: I own a small business. I've operated it as a "self-destroyed" slave for a few years. Incorporated as an S Corp 14 months ago. I've had to use my own money [ I know that's stupid ] and a lot of my own time. We expanded the business to include a local lifestyle community magazine about 14 months ago. We've created a lot of buzz....and the community is receiving it well. Our sales are enough to support the publication.....but only if I work -- FULL-TIME! I'm looking for investment or Small Business Loans. It seems all of the "traditional" avenues are sealed up tight these days. I've looked into the Nevada State Corporate Network (from an ad I heard on the radio). I know that when something sounds too good to be true, it probably is. But this company promises $50k in credit within 6 months. This would be the kind of capital investment I need to improve my business, but its $4,000 price tag has me wondering if I'm just going to spend $4k and get no return. I'd love to read more about business funding resources. Where to go; what to say; how to fund a business venture without using your own blood, sweat, tears, and CA$H! Thank you again for your education, time, and investment in all of our financial futures. ~Mac

hello robert...your books and games have changed my life and my vision of the world. i am constantly trying to help others seek and understand, what i have learned. it is nearly impossible to get some people to understand something as simple as the fact that...a house is not an asset, if YOU are paying the mortgage. i am asking that you please devote a topic to CASHFLOW. those games are too important not to be addressed. they must come to the ipad robert...they MUST! people have to have access to these games and learn the lessons that they teach. and the ipad is the platform to do just that. people can't just bring their board game anywhere and say, do you want to try this. but they could on the ipad; on the bus to work - hey have you heard about this game, on a plane - you have got to try this game it will change your world let's play it during the flight, at school - hey during study hall i can show you this game my parents showed me about finances it's pretty cool. you have to do it robert. please sir.

Hi Robert gold fell to the 1600s now, what's your thought in it? Why is it that the economy is not picking up but the price of gold and silver is dropping?

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Greetings Robert I've been a long time reader and fan of yourself and the rich dad team and played cash flow 101 and 202 enough times to know that every time I play I know I learn some thing new and I thank you for your great work and your articles and websites that offer up information for the educated readers out there. I want to address the subject of "Debt Ceiling Debate" while they have yet to vote on it,what do you feel will be out come to the American population ?. Coming from a country like Australia I live in a state where the resources sector has driven the housing market out reach to those wishing to obtain property though the enticing property market in the US right now has driven many here and over seas buyers to snatch up homes on the cheap. While I do realize the homes are more affordable then what their asking here here, my feelings on the real estate market here in Australia is it's a bloated market and in time will drop if the effects of decisions being decided by US policy-makers to curb the US Debt which entails world wide being that just about every nation trades with the US so any type of reaction you feel there in times hits the rest of the world. The one question I do have is while pricing for homes are cheaper as a whole the demographics of continued unemployment that may or may not spike due to companies not able to afford to keep people on so more homeless familys not being able to pay rent then what is you think will see foreign investor's fleeing a market so cheap right now but may lead to a lot of homes brought but empty with the case of the debt the US needs to pay back ?. I realize I could be speculating a sudden fall in buyers buying up Us residential property but with the High AUD and the prices we are seeing will it last or will they become cheaper to the point people are not going to be able to afford to live in them due to unemployment,a country in Debt up to their ears and promises of help that go to big corporate companies who seem to be on the up and yet the Us middle class and below are struggling ? Robert your work is so grand and I feel they need to listen to more men like you and your always the person I turn for counsel in your reports or articles and books,the judgements made by uneducated financial rookies is going to hurt a lot of people but having the knowledge and backing of the information can lead individuals with the know how on the right path if they act upon your knowledge the hard times we all foresee will be less painful if we play our cards right I look forward to reading up on the Blog about what ever subject you bring to the rich dad community. Regards Nephi Timu

Greetings Robert. I would like to thank you for all your contribution to Financial Education. I was lucky enough to encounter your first book during high school and it has opened my eyes up to the possibilities beyond from becoming just an employee. My topic I'm interested in is learning to get Alternative Financing for Real Estate. Right now I'm finding that banks aren't willing to lend money unless the person has an excellent job, balance sheet, credit score, etc. And even then they're now requiring a fairly high % down payment. How would one be able to still get financing when one finds a good property with cashflow? I've started investing recently and right now have it all in precious metals and I want to diversify into the other categories.

DATA & INFORMATION - In Africa, the Data requirements and access to digital platforms are of higher value currently then GOLD, SILVER or IRON. Could this be classified as a a NEW GENERATION COMMODITY even if we are an emerging country?

Hello Mr Kiyosaki, i would first off like to say thankyou for waking me up.you have changed the way i look at everything forever and i thankyou sir. my quick question to you or your richdad team is about superanuation choices.i live i australia and have just purchase a few more of your books...and what got me thinking after reading guide to investing in gold and silver...was taking action and going out and purchasing the physical but also how my assest allocation was set up in my super fund.being in my 30's i`m along way from pulling it out but i wanted to know if you knew of a fund that let me determine where my asset allocation goes and how much %into each one.i can not find any fund that even has commodities as a option for asset allocation.basically the fun i'm currently on has a exposure of 55% into equity markets the rest goes into cash, fixed interest and property. when the us dollar finally implodes i really don`t want my exposure that my current porfolio gives.i want a super fund that i can allocate my funds into commodities, mainly gold/silver.i can`t find any funds that even have that listed in there asset allocation. your thoughts pappa....theres a big economic storm comming and i'm rowing my boat as fast i can away from it =)

Hello Robert. I cannot thank you enough for all of your work. It has literally changed my life. Topics of interest for you to consider in your blog: 1. Investing in large apartments versus self storage facilities 2. Choosing who to select as business partners 3. Developing a strong company mission 4. Key business metrics and activities in the "cash flow" section of the BI triangle

I would like to understand how you and when Robert is going to start selling gold and silver, what variables will he look at to make this decision?

Let's change things up and talk about Pre-decisions. As an example, today FEMA announced that it was running out of funds and new claims would be put on hold amid the beginning of our current hurricane season. The world population needs to rely on themselves to save themselves....so a new concept needs to emerge among the populace to make pre-decisions. Time to shake up our way of thinking! Pre-decisions as applied to disasters is only the beginning....

Hi Robert, this is Mark David Madden.I am a factory worker, workoing on a home-bse start up; and have a 3 and 1 year old,I am 50.I will give you the short version of what I,ve been Pow-wowwed with the FEd, State and local government about.I wood like articles on "Velocity" tips in business, and how to be a good "Mentor".My local plan is to sucseed, then mentor in my county, til there are more millionaires to create more jobs in our county. And set up fail-safes for the impending furure crisises.The Millionaires don't have to wait for Washington to finish America off before we do things to protect our own families and neighbors.With 2 or 3 contigiency plans we may weather the economy and rescue many...Coose To Be Rich was the best investment I made in my future.Everyone( especially Congress should have it....THank Tou Robert!!!Mark David Madden

Hello Robert, would like for you to cover topics on income/cashflow generating strategies with paper assets (i.e. Option strategies combined with Dividend stocks and Gold/Silver Option Strategies - very liquid when trading OTC with online banking and almost available 24/7). Kind regards and keep up the good work.

Hi Robert,I love Rich Dad's and your books too. Thanking for giving us a chance to speed up my financial education. Ty Vietnam

Robert, Over time, when countries are in political or economic turmoil, the rich take their money and leave the country. They may be escaping for survival reasons, or they may be looking for more financially welcoming places. Hopefully, the situation will never happen here, but how can we best prepare or protect ourselves and our assets, just in case an exit is necessary?

Would like to hear about your take on creating cashflow online. Kind regards, Francois.

Hello Robert and everyone; all who has posted here. Robert I have just now begin to start my education in learning about all the ways one could get wealthy or rich. Can you or anybody here (for that matter)give me some advice. I'm 47 years old; broke, in debt for about $55,000.00 to 75,000.00 in debt, due to some unwise bad decissions in the past. I understand in order to be able to use OPM one would need to have a good credit rating. I have no experience in operating a business or investing expereince. Can you or anybody on here offer some advice on the quickest way of getting out of debt so that I can start over. Would filling chapter 11 or bankruptcy help my situation or not, I'm open for advice. Thanks

When are you and Suze Orman gonna duke it out publicly?? I'd pay to see that!!

Hi,Sir Robert...no words to say more than thank you both with Kim...reading all your updates and post was really rewarding ..thank you for the encouragement..as being newborn in network business I could say that I 'm starting my way to success and that because there are people like who believes people...I'm grateful and excited about lot's or your promos and I do really want them all...thanks also for a great privilege to be in part of your community...and as I read those up comments,my case was so related with Mr.Thomas,but since we don't have bankruptcy here in my present place I have to face them all along..and looking for more professional advise so that I could get out of this messy situation,with the help also of my present network company I do believe that all this things won't happen anymore...As I'm planning to invest in real state ...my hearth is beating to plan my dream which is to have an educational school...but I don't have any idea about it and I know that I'm talking to the right people...again thank you and more power..maybel from dubai

Hello Robert, my name is Tommy, I am 38 & I live in AZ w/ my beautiful wife, Lindsay.. My wife Lindsay and I have a very similar story as you and Kim. I too was fortunate to have a rich dad for 5 years (he was killed in an accident 3 years ago). Also, you have served as my rich dad from afar. We built our initial wealth in network marketing (XANGO). We have and continue to study everything that you produce. Have sold thousands of your cd's and books (continue to) to our group that is 90,000 strong. You and Kim are some of our biggest heroes, thank you. Anyway, we have been quite aggressive with our investment strategy over the years. We have literally lost everything we have invested that was NOT following your principles and guidelines. I read all about why that happened in Unfair Advantage. On the other hand, we have won on every investment where we have applied your rules/principles. So, we have been investing quite aggressively in cash flow RE properties over the last 18 mos. We thought it would be great to hear your thoughts regarding if you think people should continue to invest in cash flow RE aggressively with all of the craziness going on, OR sit back for awhile and see how much worse (or better for investors) things get. With the govt possibly buying up properties and competing against us and everything else. Should we hold on to our investment funds for awhile, put it into silver and wait, or stay the course on picking up cash flowers with 28% ROI in first year and infinite returns within a few years? Thanks for all that you and Kim do! PS. There are two people who are on my dream board to go to lunch with and meet. Muhammad Ali and YOU. Just thought I would throw it out there. I am in Scottsdale :) My friend, Lennon Ledbetter, spent time with you and said you are fantastic. Thanks again, Tommy

You've told us to watch the government, since it will tell us what to invest in by providing tax breaks, incentives, etc. What do you think the government is telling us to invest in now?

Hi Mr. Robert I'm a 18 years old thailand and an avid fan of yours. I have bought and read a lot of your books and all I can say is that your insights are eye opening and it opens our mind to possibilities. I have learned a lot from you and I can't wait to get my hands on the books you may publish in the future. I Want Want richness do not like poverty and I do not have a basic, but I do not know what should I do or do I have to work as an employee.

I want to learn everything for you. I have no money to To do that.

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Hello Robert! I'm 12 years old and I can't believe how much your books and advice changed my life. I would of followed the old ruled of money and fallen into the rat race if it wasn't for you. Now I'm prepared to take on life financially educated. Your advice has also helped change my parents' ways of thinking and they escaped the 2009 crash with their finances intact. They have recently paid off their mortgage and they are preparing to buy an investment property. They challenged me to conduct the reasearch for the new condo, and if I find a good one, the place is mine when I turn 18. So far, I have found a good property at a good price that can generate $300 cashflow a month(if my calculations are correct. You are a great mentor. Keep on writing!

Hi Robert, I've been listening to and reading your views on gold and silver, and liked them very much, but I've been wanting to ask you about diamonds. I'm from Slovakia and am engaged in such business, which is highly credible, but I would really love your opinion on that and why aren't diamonds mentioned along gold and silver. Thanks.

Hi Robert, Prechter believes we will have a deflationary depression instead of a hyperinflation. This deflationary depression will bring down the price of gold and silver. What are your thoughts on this? Thanks.

As Entrepreneur in South Africa building a global company which YOU inspired me to do, id like to know more about entrepreneurship in terms of making the progression from a Entrepreneur to a real solid Business man. I have gone from the S to the B quadrant over the last 5 years and now need more guidance in terms of vision execution for my company.

In the topic of Real Estate, I would like to see more of business ownership and how to properly position yourself in opening this business and what type of business is best---LLC, owner operator or sole proprietor, incorporation classes...I think it is important to know exactly what type of business to be in before you start investing in Real Estate for tax purposes and how to control the cash flow it developes. Thank you.

Beating a dead horse for sure! Yeesh! I am pissed!, I know where I should be hedging my money (real money). I own my own business, but very time I turn around someone wants and takes my money. I want to know... what can the little guy, ie: middle class do immediatly to make changes for the future of their families and to build weath and get out of the rat race? Thanks Robert! JC Lawrence http://www.turfsuplandscaping.com

Hi I have listened to your boardroom meeting last August 11, and you said that Cash is trash. I would like to ask if it would be a good idea to enroll in a FOREX workshop, to have another source of cashflow aside from being involved in a small business? thanks!

Hi Robert , am a 22 yr old gentilman and still in the university reading geological engineering. Not so long ago i found out i could cause a change in my own life but the truth is i still dont know how small to start with and wer exactly do i start asking of possibilities.

Hi Robert,我來自台灣,自我開始接受你與麥克馬隆尼的財務教育後,我已有了14兩的黃金與1.4KG的白銀,我每個月的收入並不高只有850元美金,目前從事銷售的工作,成績並不理想,想請你給我一個對於未來的建議,謝謝.

Hi Robert, I am from Russia. And reading Melony's book about investing in gold. Today gold cost 1800$ And I have only one question for You! How do you think should I buy gold now or I lost this train yet. Its very important for me. Best Regards :) Waiting for reply !

what do you suggest your readers do in order to move the economy to the next stage? do you think that there will be a total market crash, for all markets? Which market will crash first, stock, real estate, financial? Instead of dwelling on the negative, let's talk positive. thanks for all of your help, you've changed my life

Hi Robert, I would like to know your opinion on the move that the FED made with the long term and short term interest rates. What are the possible impacts on our economy in your opinion?

I would like to know more about how to get into real estate investing. Also, how can u enter the market even if you don't have a lot of money. Can u start investing even if you have less than 10k saved? Thank you for all your work, you have given me knowledge and hope. Thank you !

Robert, i would like to know more about network marketing strategies, and how to grow them into successful businesses, as well as how to start my own business. I currently am in Juiceplus network marketing, so I would love to know more. Please give us financial education as only you can.

Hi Robert, first of all thank you for richdad and your efforts to spread financial education. I would like to see the topic of "Gold dinar" in Libya, There's some information online about Gaddafi trying to drop the dollar and use real money made of gold along Africa instead, one of the reasons for the sudden "rebel uprising". Would be interesting to see what you think about this!

Hi Robert, I am from Kolkata in India and an ardent follower of Richdad and RK. I have read your all books. Would be much thankful to get your opinion about Financial world in the Indian context. thanks

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what is different this time compared to 1970's stagflation? Will same rules apply this time?