Luck isn't all it's cracked up to be
If you come into money through luck (say, by winning the lottery or receiving an inheritance) then all you’ve gained is the money. But if you lose it, it’s gone for good, and you'll be back to waiting for a lucky break.
On the other hand, if you learn how to create money then you not only have the money, you have the knowledge of how to create it. Even if you lose money you have the knowledge of how to create it again. You will also have the confidence that comes with knowing you can deal with any financial situation. You will become a stronger person in the process.
Most people think that because they have money problems that more money will solve their problems. This is a myth. The truth is that you solve your money problems by learning how to solve your money problems.