We see scams every day. Sometimes they are easy to see and call out, like spam emails that promise riches in exchange for your bank information. But some scams are a lot harder to spot. From my rich dad, I learned financial smarts, which taught me how to spot scams—and how to not be taken in. Unfortunately, without those financial smarts, it can be very easy to be taken in by scams, especially the scams that the ultra-rich use to keep the poor in their place. To break away from those scams you usually need someone else to warn you that you’re being duped, to tell you that you’re being taken advantage of, and to tell you what you can do about it.