The Rich Dad Blog

Actionable advice on personal finance, business building and investing.

Blog | Personal Finance

Passive Income vs Earned Income

Passive Income vs Earned Income: Not Created Equal

Written by Rich Dad Personal Finance Team

Posted on April 17, 2025

Here's why passive income is better than ordinary income, and how to begin turning ordinary income into passive income through your business.

How to Spend Your Tax Refund

How to Spend Your Tax Refund: Five Rich Dad Ways to Do It

Written by Rich Dad Personal Finance Team

Posted on April 15, 2025

A tax refund is a bigger chunk of cash than the average person will have on hand to spend at a given time during the year. So, there’s a lot of thought and discussion that goes into how to spend it.

Tax Deductions versus Tax Credits

Tax Deductions versus Tax Credits

Written by Rich Dad Personal Finance Team

Posted on April 03, 2025

I’m here to tell you that anyone can reduce their tax liability by doing certain things. And understanding the difference between Tax deductions and tax credits is a great place to start.

8 Advantages That Make Women Great Investors

8 Advantages That Make Women Great Investors

Written by Rich Dad Personal Finance Team

Posted on March 25, 2025

Learn which natural traits set us apart from the boys when it comes to investing — and how they ultimately benefit our portfolios.

investment risk management strategies

Investment Risk Management Strategies

Written by Rich Dad Personal Finance Team

Posted on March 13, 2025

If you pride yourself on a being ‘conservative investor’ then perhaps it's time to reassess your level of financial intelligence.

Always Pay Yourself First

The Key to Becoming Rich: Always Pay Yourself First

Written by Rich Dad Personal Finance Team

Posted on March 06, 2025

The magic formula for acquiring infinite wealth can be found in this one equation. Discover how to set aside money for future investments, even if you are swimming in bad debt.

The Exact Formula for Paying Off Credit Card Debt

The Exact Formula for Paying Off Credit Card Debt

Written by Rich Dad Personal Finance Team

Posted on February 27, 2025

Want to be debt-free in record time? See how the Kiysoaki's method eliminated their debt in just a few years

Unmasking Ponzi Schemes

Unmasking Ponzi Schemes: How to Protect Your Investments from Fraud

Written by Rich Dad Paper Assets Team

Posted on February 18, 2025

Are you being ripped off without even knowing it? If so, you might have fallen into a ponzi scheme.

Taxes Are Stealing Your Money

Taxes Are Stealing Your Money

Written by Rich Dad Personal Finance Team

Posted on January 30, 2025

There are millions of people who legally pay little or no tax. What’s their secret? They simply understand how the tax law works.