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Investing for Those Starting at Zero

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Over the past decade and a half I’ve had the chance to teach investing and money concepts to tens of thousands of people all over the world. And I’ll tell you, the results for each of these people is exactly the same. As you pursue your journey to become an investor, you can gain an important new vision of how money works. You’ll never look at it the same way again. Your confidence will grow. And you’ll have a great time along the way.

I’m the author of two books, Stock Market Cash Flow and 401(k)aos that help people learn some of the problems they are facing with retirement. I also show you how we can solve these problems.

The road to becoming a successful investor might have some bumps along the way. It’s completely normal. Bumps in the road do not mean that you are failing. It just means you’re on the journey.

With each of my own failures along the way, I have faced a point of decision to either move forward or quit. When you decide to stand up and move forward, you transform that failure into a lesson learned rather than an ending point to the story. I’m so grateful for my mistakes. I know that sounds weird. I’m not saying they were fun, and I’m not saying I want to repeat them.

One of my greatest mentors is Robert Kiyosaki. He’s the author of Rich Dad, Poor Dad, the best-selling personal finance book of all time. I’ve had the chance to work closely with Robert and his personal team during my time as a Rich Dad Advisor for paper assets.

For those who really know Robert, he’s much more than an author. He is an entrepreneur and an investor extraordinaire. One of the most powerful lessons I’ve ever learned from him is this: “We must know the difference between an asset and a liability if we are going to invest successfully.”

My purpose isn’t to help the person who already has millions of dollars. Instead, my goal is to help the single mom starting from scratch. It’s for the father who was wiped out by medical bills and is trying to climb out of bankruptcy. This is for the college student who is struggling to find a field of study she feels passionate about, and deeply wants to become an entrepreneur.

I have started businesses and purchased real estate without any money. The purpose of this article is to help you begin to see how anyone can start at that same beginning point and find success. Whether your desire is to start a business, invest in real estate, trade stocks, or buy commodities, this information is designed to help you achieve your goals even if you have nothing to start with.

At this point in your journey, don’t become too preoccupied with getting across the finish line. Instead, I want to help guide you to the starting line. I don’t believe there’s any one recipe I can hand you that will magically make you millions. What I can give you are the principles used by the rich every single day. As a result, you will gain an understanding of how you can create something valuable from nothing.

In my travels I have met tens of thousands of people who have the heart and desire to succeed, yet feel the heavy challenge of starting at square one with nothing.

Doesn’t It Take Money To Make Money?

All of us carry a lot of beliefs about money, and our beliefs tend to guide our actions, our feelings, and our thoughts. By the time you finish going through the Nine Secrets of the Rich that I have put together for you, I am willing to bet that you will no longer believe that it takes money to make money. If you do, perhaps investing on your own isn’t the right path for you.

There are two reasons why I believe this notion of needing money to make money is false:

  1. My personal experience has taught me that it’s 100% possible to achieve good success when starting with no money. I have personally reaped many thousands of dollars in cash flow for me and my family starting with nothing. And I’m going to show you examples of that, large and small.
  2. In my circle of friends and mentors, I’ve seen firsthand how other people have accomplished the same thing. They have shown that it doesn’t take money to go out and make money. I’m going to show you many of their techniques, philosophies, and how simple it can be for an average person to do the same thing.


Here’s even more proof for you. Consider the following famous wealthy people:

  • T. Boone Pickens is an oil and gas investor worth about $1.2 billion
  • Donald Trump is an icon in real estate, and his wealth is worth somewhere between $3 billion and $7 billion
  • Richard Branson is an amazing businessman with multiple companies under his Virgin brand, currently worth about $4.5 billion
  • George Soros is known as a master of paper assets (my favorite, of course) and is worth about $20 billion dollars
  • And Warren Buffet, perhaps the greatest investor ever, is worth about $53 billion according to Forbes, and he has had success in almost every asset class

Now think about this: What if we took away all of the wealth of these people by taking every last penny from their bank accounts. Where do you think they would be in five years?

Since they don’t have any more money, do you think they would be destined for poverty?

Would we see them on the streets homeless without hope of ever getting it back?

Or do you believe that they would find their way back on top?

When I ask this question to groups of investors, almost everyone realizes that these icons would become rich again. If that is true, how could they do it? If it takes money to make money, how can a person that is absolutely penniless climb up to the highest levels of wealth again?

Is it because of dumb luck happening again and again to the same person?

Or is it because they possess some type of knowledge that other people don’t have?

The Answer Is Education

These people, and many others, have risen to the top for a reason. They have taken responsibility for their financial education and learned how to invest properly and wisely. They didn’t take shortcuts. They continually improved their financial education levels until the inevitable outcome was huge success.

If a person wants to be a concert pianist, the only thing that stands between where they are now and performing on a stage is training, mentors, hard work, and time. The catalyst for everything is education.

You will see that the secret ingredients to every worthwhile investing strategy are education and effort. If you are willing to put in a little work, a little time, manage risk wisely, and get out of your comfort zone, you can begin to experience your own success.

My greatest concern in showing you how to invest with no money is that some people may assume that they don’t have to do anything. There will still be important lessons to learn and legwork to be done. There are no shortcuts. In the end, though, I believe you will find it’s worth the effort.

To learn about all 9 Secrets of the Rich, get Andy’s free ebook by clicking here now.

Original publish date: April 13, 2018

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