The Latino/Latina community comprises some of the most hardworking people
in America and around the world. Sadly, like for most races, work ethic by
itself doesn’t make much of a difference for their lives if it isn’t
coupled with financial education. That’s why one of the big initiatives of
the Rich Dad Company is to bring the Rich Dad education and philosophy to
the Latino market all around the world, whether in the United States,
Mexico, different countries in Latin America, or Spain. And at the head of
that movement, serving as the bridge between the Rich Dad Company and the
Spanish-speaking world, is the founder of Rich Dad Latino, Fernando
González.
Formerly an officer of the Peruvian Navy, Fernando says that his biggest
fear growing up was to be poor. He says, “I didn't know anything about
money. And in my family, my father, my two brothers, we all worked for the
government, so we didn't have any financial education.” So he watched both
his parents struggle with money: his father, after thirty-five years of
service, saw his income shrink from $2,000 to $150 a month after he
retired—and when he died, Fernando’s eighty-eight-year-old mother was left
with $75 per month to live on as a pension plan. If Fernando was not taking
care of his mother, she’d barely have enough to afford food and shelter. If
she got sick, she’d be left at the mercy of a failing public medical system
that doesn’t have the appropriate physical conditions, skills, or
technology to assist her. Speaking about the patients stuck in this medical
system, Fernando elaborates, “They are miserable, and then death is coming
soon. That happens to many people. They die quicker because they don’t have
assistance.”
Unfortunately, this is very common in Latin America. So when Fernando
retired from the Peruvian Navy in the late eighties, as Peru suffered from
increasing inflation and devaluation, he knew there was no hope for a
better life for him and his family if he remained in his native country.
Instead, he came to America in search of the American Dream.
Around this time Fernando also met Robert Kiyosaki, founder of the Rich Dad
Company. Fernando’s wife had given Fernando a copy of the book Rich Dad
Poor Dad, and this financial education began to change his family’s life.
His wife, Anna Cecilia, is a former real estate agent who decided she no
longer wanted to work for tips, so now she’s a successful real estate
investor going for infinite returns. Their daughter, Alexandria, manages
the Rich Dad Company’s social media site. As for Fernando himself, he
realized that the financial education provided by the Rich Dad Company was
a message that the Spanish-speaking world needed to hear. So he committed
himself to becoming the bridge between Rich Dad and the Latino/Latina
community.
In many ways, the Latino/Latina community in America recognizes the need
for capitalistic financial education more than most other Americans do.
Many of these Latinos/Latinas are immigrants who have escaped from
countries such as Cuba, Venezuela, and Peru, all of which are under
socialistic and communistic governments today. Under these systems, it
doesn’t matter how hard you worked: you’ll always receive the same wages,
which could be as low as $20 per month even if you’re a doctor, as is the
case in Cuba. With strict government control and ownership of everything,
there is no free market, and without a free market, there is no incentive
to work hard and do well. This is why many Latinos and Latinas escape to
America seeking a better life with better financial opportunities for
growth.
Unfortunately, many of these people are recognizing socialism starting to
gain some traction in America. While other Americans entertain Marxist
philosophies regarding money and start to promote socialist economic
practices, immigrants from Cuba and other Latin American countries know
what it’s like to actually live under these philosophies and economies.
It’s exactly what they escaped from, hoping to find change by living in a
country ruled by a free democracy. So when these free market ideals are
challenged in America, they are rightly concerned, afraid that the
nightmares of fear and depression they’ve escaped will take hold here, too.
Other Americans often do not understand what the Latino/Latina community in
America is running from. As Robert says to those who believe the horrors of
communist takeovers and government dictatorships could never happen in
America, “Sweetheart, it's already happening. This goes back to the point,
if there's no financial education, you can't see how they're stealing or
robbing you blind.”
That’s why Fernando has had so much success promoting the message of the
Rich Dad Company among the Latino/Latina community. In his own words,
speaking about the situation his people often find themselves in, “As
Latinos, we are hardworking people without financial education. So we work
for money. We never knew how to build assets. That's the problem. . .
“So we depend on the pension plan, because there is no other choice.” The
Rich Dad Company is changing that through its CASHFLOW Clubs and CASHFLOW
games, which are now being translated into Spanish to reach this wider
audience. Fernando travels around the world speaking about free markets and
financial education, and he loves seeing his racial community embracing
this change.”
But not everyone embraces this message. Fernando has organized a major Rich
Dad Company event in Argentina, but the Argentine president at the time,
Mauricio Macri, blamed the educational system for the financial troubles in
his country, which he could not change. But Fernando doesn’t listen to this
kind of argument, noting, “That’s how they control our minds.”
He also doesn’t listen to arguments that say the kind of financial change
that the Rich Dad Company promotes can’t be done in this Latino
neighborhood or that Latino city. He’s seeing this change taking root
before his very eyes. He explains, “Once we opened the door, there is no
way back, because we want to be free.”
The financial freedom offered by the Rich Dad Company is meant not just for
English-speaking Americans, but for the whole world. Thanks to Fernando,
the Spanish-speaking world is quickly gaining access to this freedom.
Fernando knows that his fellow Latinos and Latinas are extremely driven,
and that in turn drives him to take to them the much-needed message and
philosophy of the CASHFLOW Clubs and games provided by the Rich Dad
Company. He’s worked with this company for over twenty years, and he’s not
stopping anytime soon. He makes his passion for this financial education
clear when he concludes, “We, as Latinos, we used to have all the wrong
answers. But once you have a team with real teachers, there is another
dimension. It's when you take your life to that next level.”
Fernando’s website is RichDadLatino.com, and he’s hosting the Rich Dad
Company’s “How to Win in 2021” event in Spanish on December 8, 9, and 10.
More information about it can be found on the website.
Rich Dad Latino: https://www.richdadlatino.com/