Are You Secure...or Just Comfortable?

Too often people confuse comfort with security. As long as everything is going along fine in the present, we have a natural tendency to think things will continue that way. Then when a crisis occurs, we panic and do whatever it takes to survive. The problem with this approach is that by the time things get bad it's too late to prepare. That is why I think every woman should be financially prepared for whatever surprises life dishes out. 
There's a saying, "hope for the best but prepare for the worst." I like having a positive mindset – it's critical to seeing opportunities, creating win-win solutions, and just enjoying life in general. So I'm not about trying to scare people into taking action. But I also know that life happens and sometimes what happens is out of one's control. That is why I advocate doing what you can control by preparing today for uncertainty tomorrow. 
Even if the woes of the economy haven't landed on your doorstep yet, that doesn't mean they won't in the future. One of the great advantages of becoming financially educated is that it gives you the knowledge and skills to prosper in all kinds of economic conditions. So whether your situation is desperate, comfortable, or somewhere in between, investing in your financial education will bring you more security in the long term than any well-paying job. 
Original publish date: April 15, 2010