Creative Financing in Real Estate, learn the four distinct ways money is made in real estate. "You've got to be good at real estate first. You've got to know a good deal from a bad deal." - Robert Kiyosaki. Just because you can get financing doesn't mean you've got a good deal. You must understand real estate BEFORE you understand financing. To say you don't have money is a cop out. Learn to be creative with financing using other people's money.