The Blame Game image

The Blame Game

Why some win at life — and most don’t

Rich dad said, “Life isn’t fair. No one ever said it would be. But life is what you make it.” Rich dad also said, “If you play the blame game, it’s hard to win at life.”

Today, it’s clear that life isn’t fair.

Nearly all the financial gains of the last decade have benefited the top 7 percent wealthiest people. CEO’s now make 231 times more than the average worker — up from around 40 percent more in the 1970’s. Many people who worked hard for a lifetime to save money and buy a house are seeing their savings melt away and their homes foreclosed on.

I feel for those that are hurting financially because they’ve been dealt a hard hand that is not entirely their fault. The cards are stacked against them. They have a right to be angry.

Today, it’s also clear that people are playing the blame game and losing at life.

In these hard times, people want to blame the rich for their problems. Because life is not fair, people are looking at those who have an unfair advantage and wanting to even the playing field.

We see this in the US with proposed tax increases on passive income and other benefits that businesses and investors enjoy.

We see it across the world with the Occupy Movement smashing windows and creating mayhem on May Day.

We see it most recently over this last week as the French ousted their president and replaced him with a socialist leader who vows to tax the rich more.

The problem with this blame game is that it takes an entire class of people and pits them against another class of people. It creates tension and aggravation. But it doesn’t create any solutions.

And it goes both ways. The poor blame the rich. And the rich blame the poor.

Money doesn’t make you successful.

Are there some people among the rich who are part of the problem? Yes. Are there some people among the poor who are part of the problem? Yes. Classes aren’t the problem. People are.

There are rich people who are not successful. Maybe they inherited their money and waste it frivolously. Maybe they got it through crooked means. Maybe they won it and never earned it.

There are also poor people who are the cause of their own financial failures. They don’t work hard. They don’t educate themselves. They don’t have any ambition.

But this isn’t true of all the people in those classes. Only some.

The truth is that whether you’re rich or poor, the amount of money in your bank account isn’t what makes you successful. And I’ve been both rich and poor.

What makes you successful is building something of value to others. Most often this is done through investing and business, which is why money follows. But it’s not the money that makes the success — the money is simply a sign of success. Rather it’s the initiative and end-product of entrepreneurs or investors that makes a success because they bring value to the world.

Successful people solve problems. They provide jobs. They fund new ideas and initiatives. They take risk so that they and others can benefit. Sometimes this makes them rich. Sometimes it makes them poor. But they always move forward and never blame others.

The solution isn’t to punish them for being successful in order to reward those who aren’t successful.

Play by the new rules.

Ultimately, the difference between successful people and those that aren’t successful is that, while they both understand life isn’t fair, they react differently.

Those that aren’t successful play the blame game and make others the source of their problems. They’re always at a disadvantage because they never take the time to create their own advantage. They’re too busy waiting for it to be handed to them.

Those that are successful understand that an unfair advantage exists and they do all they can to create their own unfair advantage through financial education, which they use to build business and invest successfully — to create solutions. Successful people understand that life is what you make it.

If you’re feeling like life isn’t fair, and if you’re blaming others for your problems, I want to encourage you to change your mindset. Begin today to instead look at yourself and think through what you can do to change your own situation. Invest in your financial education. Make new friends. Seek out new opportunity.

You can see the world as one of scarcity or one of abundance. You can play the blame game or the solutions game. It’s your choice. How are you going to choose?

For more financial education resources, click here.

Original publish date: May 09, 2012